{"success":true,"data":{"title":"Privacy Policy","content":"Last updated: [DATE]\n\n1. INFORMATION WE COLLECT\n- Mobile number (for OTP login\/registration)\n- Name, email, state (optional, provided by you)\n- Transaction data (recharge\/bill payment history)\n- Device information for push notifications\n\n2. HOW WE USE YOUR INFORMATION\nWe use your information to process recharges\/bill payments, calculate\ncommission and referral discounts, send transaction notifications, and\nprovide customer support.\n\n3. WHAT WE DO NOT DO\n- We do not store your UPI PIN or banking credentials.\n- We do not sell your personal data to third parties.\n- We do not maintain a wallet balance in your name.\n\n4. DATA SHARING\nWe share only the minimum necessary transaction data with recharge\/BBPS\/\npayment-verification providers required to complete your transaction.\n\n5. DATA RETENTION\nWe retain transaction records as required for accounting, dispute\nresolution, and applicable regulatory requirements.\n\n6. YOUR RIGHTS\nYou can update your profile information or delete your account at any\ntime from the Profile section of the App (OTP re-verification required\nfor account deletion).\n\n7. SECURITY\nWe use industry-standard measures including OTP-based authentication,\nencrypted storage of sensitive API credentials, and secure HTTPS\nconnections.\n\n8. CONTACT\nFor privacy-related questions, contact [SUPPORT EMAIL].\n\n---\nThis document is a starting template and must be reviewed by a qualified\nlawyer before publishing, particularly for compliance with India's\nDigital Personal Data Protection Act (DPDPA) and RBI data-localisation\nrequirements applicable to payment-facilitation apps."}}