{"success":true,"data":{"title":"Refund Policy","content":"Last updated: [DATE]\n\n1. WHEN REFUNDS APPLY\nIf your payment is successfully debited but the recharge or bill payment\nfails to complete (status shown as \"Failed\" in your Transaction History),\nyou are eligible for a refund of the amount paid.\n\n2. AUTOMATIC DETECTION\nOur system automatically detects failed transactions after payment\nverification and marks them for refund review.\n\n3. REFUND TIMELINE\nApproved refunds are processed to your original payment method within\n5-7 business days, subject to your bank\/UPI app's processing time.\n\n4. RAISING A REFUND REQUEST\nIf a transaction shows as failed but you haven't received a refund\nwithin the stated timeline, raise a Support Ticket from the App with\nyour transaction reference number.\n\n5. NON-REFUNDABLE CASES\n- Successfully completed recharges\/bill payments (service delivered).\n- Incorrect mobile number\/consumer number entered by the user, once the\n  recharge\/bill payment has already been successfully processed.\n\n6. CONTACT\nFor refund queries, contact [SUPPORT EMAIL] or raise a ticket in the App.\n\n---\nThis document is a starting template and must be reviewed by a qualified\nlawyer before publishing."}}